Allegations of Breach of Contract and Bad Faith in a Fire Loss Claim

We represented a national insurance company against claims of breach of contract and bad faith. Plaintiff alleged breach of contract and bad faith relating denial of a claim for fire loss. The Northern District of Ohio granted summary judgment to our client on the grounds that the insured made intentional misrepresentations relating to his financial condition and the loss of multiple items in the fire in the course of the insurer’s investigation. The district court concluded that the insured’s “misrepresentations were numerous and ever changing and material to [the insurer’s] investigation of this intentional fire.”